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Corporate Bank: Credit Applications Reviewed in a Fraction of the Time

Corporate Bank: Credit Applications Reviewed in a Fraction of the Time

A mid-sized commercial bank focused on corporate clients processes 180 loan applications per month in the €500,000–€10M range. Each application arrives with a document stack: financial statements, management accounts, business plan, collateral register, commercial registry extract, tax assessments. A credit analyst spent an average of 6.5 hours assembling the risk picture and writing the credit proposal.

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